I didn’t like the idea of some random person having access to our mortgage information even if they were making payments on our behalf. It was just too weird and it kept eating away at me until I did some digging.
Turns out there actually wasn’t a Mystery Mortgage Payee, but merely an accounting error. As our mortgage company was balancing their books for the end of the year they realized we made a double payment back in the Summer because one payment neglected to get posted to our account in July due to the holiday.
They have no idea why it posted on Christmas Day, but our mortgage information is safe, my sanity has been restored, and we still have extra cash this month. That alone is going to be a huge blessing continuing forward this year with such political uncertainty.